Experian Business Credit Reports
BusinesIQ Premier Profile
This advanced report reveals the most comprehensive and objective view of how a business handles its financial obligations. New Risk Dashboard highlights key indicators for faster decision making. Details include fraud check, payment performance, trending and analysis, corporate linkage, public records (federal, state, county), company background information, and financial statements -- all combined to make Premier Profile Report, Experian's flagship!
- Supporting Material
- Premier Profile Sample Report
- Premier Profile Video
Supplier Profile Report
Supply Chain risk management takes skill. You need visibility into all the potential risks that could impact your supplier's ability to successfully deliver on their obligations. This product sheet and User Guile will Facilitate.
Business Profile Report
This fore-runner to the Premier Profile Report contains updated trade payment experiences, Days Beyond Terms (DBT), payment trending, public record information, and company background information.
- Supporting Material
- Business Profile Report Overview
- Business Profile Report With Intelliscore Plus Sample
- Business Profile Report Training Guide
Intelliscore Plus - Commercial
This lower cost report itemizes fundamental business credit statistics, and evaluates all information listed within a model to calculate an easy to use risk score. This score is based on sophisticated techniques that predict the likelihood of a business's payment performance becoming seriously delinquent.
- Supporting Material
- Intelliscore Plus V2 Overview
- Intelliscore Plus Report Sample
- Acceptable Uses for Intelliscore Plus
- Intelliscore Plus V2 Performance Table
- Intelliscore Plus Fast Facts
- Intelliscore Plus FAQs
- Intelliscore Plus Video
Intelliscore Plus - Blended
This unique report combines predictive credit information on a business with personal credit data on the owner(s) on that business. Experian truly blends the interrelationships of all credit attributes found from both entities into a statistical model that calculates a risk score. This report is ideal on small companies with limited business history or none at all.
- Supporting Material
- Intelliscore Plus - Blended Sample Report
- Acceptable Uses for Intelliscore Plus - Blended
- Intelliscore Plus – Blended Performance Analysis
- Intelliscore Plus - Blended Performance Tables
Business Owner Profile
This detailed report provides a comprehensive picture of the credit history on small business owners – including proprietorships, limited partnerships, and small corporations. Experian Scorex Plus is added to the report for decision support. Scorex Plus has proven to consistently outperform traditional bureau risk scores by accurately classifying risk through customer acquisition and various stages throughout the customer life cycle.
- Supporting Material
- Business Owner Profile Report Sample
- Acceptable Uses for Business Owner Profile
- Scorex Plus Overview
- Scorex Plus Exclusion Codes
Business Owner Background Report
Evaluating personal credit history on the owner’s of small businesses that lack commercial history is a good start, but you'll be surprised what your missing with Experian’s new suite of Business Background Reports
- Supporting Material
- Comprehensive Report sample
- Business Owner Background Report Suite
- Business Owner Background Video
Supplier Profile Report
Your suppliers are integral to how your business meets demand. A few bad one’s with no back-up can break the supply chain, causing delays, frustration, and send your hard earned customers right out the door with no guaranteed return visit. Be in the know with Experian’s brand new Supplier Profile Report to understand your company’s risk exposure, and how to build better supplier relationships..
- Supporting Material
- Supplier Profile Report Document
Business Summary Report
A low-cost, summarized snapshot of a company's credit record for quick evaluation on low-balance accounts. This one page report classifies credit risk into one of three risk categories.
- Supporting Material
- Business Summary Report Presentation
* Combinations of the reports shown above can be ordered simultaneously through Experian BusinessIQ.
Financial Scoring
Experian's new scoring system analyzes businesses on the potential of going bankrupt, or defaulting on obligations. The Financial Stability Risk Score (FSRS) identifies "slow pay" but "will pay" accounts so you can adjust policies accordingly.
FSRS Presentation
FSRS Overview
Corporate Linkage
Finally... it's here!
Experian leverages unique data assets and unparalleled search / match capabilities to provide linkage on the largest corporate entities down to the smallest business.
Corporate Linkage Audio Demo
Corporate Linkage
Corporate Linkage Glossary
Corporate Linkage General FAQ
Credit Limit Recommendation
This useful guide helps establish credit limit potential on customers within your industry. Take a closer look at what drives this calculation.
BusinessIQ
Credit Limit
Recommendation
Understanding DBT
Days Beyond Terms (DBT) is the most accurate and current indicator of how a business pays - learn about how Experian's system calculates DBT and how you can put this information to use in your business.
- Experian
- D&B
- Equifax
Who REALLY can best satisfy your business information needs?